Best Out There – Project Finance Software Critique

This program is exactly was it claims. Our only issue is that is takes a lot of time & focus to set up.

With this system, you may want to take certain categories and apply some additional to them each month beyond what you would normally spend. For example, the ‘Transportation: Tires and Repair’ category.

You have to invest some time during the trial period. If you don’t spend the time to learn it you will not like it – it’s that simple.

It practically holds your hand in making a budget and even gives you yellow and red “flags” for things you need to correct! If you are a beginner to advanced computer user, you should completely appreciate this product and be able to use it. I see so many possibilities with this. If ALL you need to do is cash flow, this could be a great tool. If not, then we save some more. We enter our spending in about five minutes per day and do a quick review of where we are. It’s actually kind of fun” The support team provides a free webinar that was so helpful in getting things started. It’s a shame, because all the bits and pieces are there to make this a great personal accounting program – but the YNAB rules and lack of reports make it unusable, if you know what you are doing and don’t need to be led by the hand. And if you aren’t very familiar with keeping track of your finances, YNAB is so complex and inflexible it would be very hard to get it to work as it is designed. We felt safe making the investment b/c you can get your money back if you don’t like it. I’ll have to update this review in a few months to see how we’re still doing with it, but we just reached the end of month one and I can say that I am excited!

It’s a great budgeting program. The good thing about the software application is not only the software, but the 10 day course that comes with it.

Yes, you could build an excel spreadsheet to do the same thing, but this program just makes things more convenient. When I started using YNAB, it was such a relief because it took my budget out of my head and down “on paper”, so I no longer have to think about it! I would recommend this to anyone who is serious about starting and sticking to a budget! We started using this software as a New Year’s resolution.

YNAB not only performs the needed computations of a budget, but organizes them on easy to read spreads. The budgeting principles taught along with the program truly saved my wife and I during a particularly hard month because we had a month’s income saved to back us up. First, you can’t spend your money in the same month that you earned it. While this rule is actually optional in the software, it is a really great suggestion, and the tutorials on the website teach you how to transition to the point where you operate according to this rule. I’ll add my voice to that chorus, because I feel the same way. The creator of this program has written Four Rules that will give you an idea of the underlying wisdom of the program, and here they are, 2.

Again, the software doesn’t enforce this rule, but it does make it possible in ways that other software just doesn’t facilitate, and it makes it easy to plan ahead. Online Guitar Store.